Welcome to the Health Care Industry Association!

Our Team

CLIFF CRAMER

             Mr. Cramer spent over 25 years as a senior professional in the financial services and healthcare/ pharmaceutical
        sectors. He was Managing Director at Merrill Lynch in the Global Healthcare Investment Banking Group,
           responsible for providing strategic advisory and corporate finance services to global pharmaceutical and healthcare
            companies. Prior to that position, Mr. Cramer was Managing Director at J.P. Morgan in the Corporate Finance
            Group, where he served as head of M&A for the pharmaceutical sector.

Earlier, Mr. Cramer was Vice President, Corporate Planning/Development for Merck & Co., Inc., with worldwide
responsibilities for strategic planning and business development including acquisitions, joint ventures and divestitures.

Mr. Cramer’s previous experiences also include the co-founding of American Health Capital / VHA Enterprises, Inc.,
a healthcare/ financial services company serving the capital needs of multi-hospital systems and other healthcare
providers, and investment banking positions with Paine Webber, Inc. and L.F. Rothschild, Unterberg, Towbin, Inc.

Mr. Cramer is currently Director of the MBA Program in Healthcare and Pharmaceutical Management, and Adjunct
Professor, at Columbia University, Graduate School of Business. He is a frequent lecturer at universities and executive
conferences on topics relating to the healthcare/pharmaceutical sector.

CHRIS DIMARCO

Chris is a second-year student at Columbia Business School, where he is pursing an MBA in Finance and Management.
Last summer, he interned as a Financial Associate for Bristol-Myers Squibb Company. Before enrolling at Columbia,
Chris worked at Merck & Co., Inc. where he developed pharmaceutical manufacturing processes. In 2001, Chris graduated
from Cornell University with a B.S. in Chemical Engineering.

JOE HABBOUSHE
Joe is concurrently pursuing an MD from Weill Cornell Medical College and an MBA from Columbia Business School.
This fall he is interning in healthcare private equity at Welsh, Carson, Anderson and Stowe. At Weill Cornell, Joe served a
three-year term on the Board of Overseers, where he worked directly with top physicians, administrators, and industry
leaders such as Sandy Weill, Abby Joseph Cohen, and Rupert Murdoch. Before enrolling in school Joe started a profitable
Internet company which he ran for two years, a rental real estate company which owns ten units with 43 tenants in Philadelphia
and Chicago, and studied Spanish in South America and Arabic in the Middle East. In 1998, Joe graduated from Yale
University with a B.S. in Applied Mathematics.

CHRISTINA KRETTECOS
Christina has previously worked in management consulting, international development and the pharmaceutical industry.
She is concentrating on marketing and management and spent the summer interning at Merck in the Global Human Health
Marketing group. She is also involved in several healthcare initiatives at Columbia, including writing a publishable case study for
the World Resources Institute on Mi Farmacita, a national pharmacy franchise in Mexico. Christina received a BA in Economics
from Dartmouth College in 2000.

SONIA ABBHI
Sonia is a first-year student at Columbia Business School. Before attending Columbia, Sonia worked for Pfizer in the
Sales division. In addition, Sonia has interned in the accounting and finance divisions of Eisai (a Japanese pharmaceutical
company) and ArisGlobal (a provider of software and services to pharmaceutical company’s, biotechs and CRO’s).
In 2004, Sonia graduated from the University of Chicago with a B.A. in Economics.

ERICA HUTCHINS
Erica is a dual-degree student with Columbia Business School and Mailman School of Public Health. She is currently a
first-year at CBS. Prior to coming to CBS, she worked for three years at Easton Associates, a boutique healthcare
consulting firm in New York. She also spent a year both working as a research assistant for a child psychiatrist at
Massachusetts General Hospital and helping to run the non-profit Harvard Eating Disorder Center. In addition, she
was as a writer/interview for a publication of careers in healthcare leadership for students and young professionals.
In 2002, Erica graduated from Harvard University with a B.A. in Sociology.

EUGUNE PARK
Eugene is a first-year student at Columbia Business School, where he is pursuing an MBA in Healthcare & Pharmaceutical
Management and Marketing. Prior to business school, Eugene worked in information technology at CareTools, a small
healthcare IT consultancy, and more recently at Citigroup, developing and supporting IT systems for their asset management
business. During his undergraduate studies, Eugene also held an internship at the National Institutes of Health conducting
research at the Laboratory of Immunopathology. He graduated from M.I.T in 1998 with a B.S. in Biology and a minor in Music.

LYDIA REGOPOULUS
Lydia is a second-year student at Columbia University, where she is pursuing a dual MBA/MPH degree through Columbia
Business Schooland the Mailman School of Public Health. Last summer, she interned as an Analyst at Courtyard Group, a
healthcare-focused consulting firm. Lydia previously worked as a health policy research analyst at the Center for Studying
Health System Change in Washington, DC. She graduated with a B.A. in Psychology and Community Health from Tufts
University in 2000.

KATE REILLY
Kate is a first-year student at Columbia Business School where she is pursuing an MBA in Management and Finance.
Prior to Columbia, Kate worked at Pfizer in Worldwide Outcomes Research in the areas of urology & sexual health.
Prior to Pfizer, she worked at Regan Campbell Ward, a health-care advertising and marketing agency and subsidiary of
McCann-Erickson Healthcare. Kate received her MA and BA in psychology from Stanford University in 2001.

NICOLE IRVIN