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Who is Internationally Diversified? Evidence from the 401(k) Plans of 296 Firms, with G. Bekaert, K. Hoyem, and W. Hu. April 2016, Accepted, Journal of Financial Economics. Abstract

Risk Aversion and Wealth. Evidence from Person-to-Person Lending Portfolios. (with D. Paravisini and V. Rappoport), Management Science, February 2016. Abstract

What Do Independent Directors Know? Evidence from their Trading? (with Paola Sapienza) The Review of Financial Studies, October 2010. Abstract

Increasing Income Inequality, External Habits, and Self-Reported Happiness(with Karen Dynan) American Economic Review, P&P, May 2007. Abstract Appendix

"Appearance, Inference about Credit Quality and Learning." Rivista di Politica Economica, Jan-March 2011


Love & Loans. The Effect of Beauty and Personal Characteristics in Credit Markets, November 2012, Reject and Resubmit, Journal of Finance. Abstract

Habit Formation and Keeping Up with the Joneses: Evidence from Micro Data October 2011, Revise and Resubmit, Review of Financial Studies Abstract Appendix

The Portfolios and Financial Decisions of High Net-Worth U.S. Households, with L. Viceira and I. Walter, New Draft Coming Soon Abstract

"Automatic Enrollment, Escalation Clauses and Retirement Savings in the U.S." with K. Hoyem, W. Hu, March 2014 (new draft coming soon)


"Inertia and the Determinants of Reallocation Activity: Evidence from 401(k) Portfolios" with G. Bekaert and Nicholas Crouzet

"Menu Quality and Portfolio Quality in 401(k) Plans", with K. Hoyem and W. Hu.

"Socially Responsible Investors", with L. Viceira and H. Yang.

"When Whole Foods Comes to Town", with L. Viceira and H. Yang.

"Where Does Momentum Come From?" with Cheng Luo and Luis Viceira

"The Real Effects of Credit Frictions", with C. Balloch, E. Nakamura, A. Nobili, and J. Steinsson.